In line with its mission to empower Egyptian women, the leading digital transformation and e-payment network Fawry has just announced the expansion of the ‘Heya Fawry‘ initiative to increase poor and disadvantaged women’s access to life-enhancing digital financial services and greater economic opportunities.
Now on its third consecutive year, Heya Fawry’s expansion was made possible thanks to cross-sector collaboration between Fawry, Unilever, Lead Foundation and funding support from the British Foreign, Commonwealth & Development Office (FCDO) via the Arab Women’s Entreprise Fund Program (AWEF). The initiative aims to help women gain access to greater job opportunities by becoming Heya Fawry agents, while providing life-enhancing financial services to predominantly unbanked female customers. Ultimately, Heya Fawry creates new revenue streams for low-income women who can now further contribute to their household’s income well-being while participating to the Egyptian economy.
“We are pleased with the great continued success that Heya Fawry has achieved, as well as its contribution to improve the conditions of low-income and disadvantaged women in Egypt.” We also stand with the Egyptian government to accelerate digital transformation and promote financial inclusion said Ahmed Fahmy, Head of Partnerships at Fawry.
“While AWEF may have served as a catalyst to promote women’s economic empowerment and inclusion, it was only due to the commitment, vision and dedication of its partners that the “Heya Fawry” initiative has reached this level of success,” said Yomna Mustafa, Country Director at AWEF.
Islam Abdel-Raouf, Alexandria regional sales and Emerging Channels Sector Manager at Unilever, said that “Unilever is proud to participate in this distinguished initiative for the third year in a row. Unilever provides products to Heya Fawry agents, but we also work on developing their marketing & management capabilities, to ensure sustainable incomes.
As part of the second phase of the initiative, Heya Fawry was joined by Lead Foundation, a preeminent Egyptian Microfinance Institution, which designed a dedicated Heya Fawry Microfinance Program and avails microloans to selected beneficiaries, via digital means “Believing in our mission to provide poor & low-income entrepreneurs, with sustainable access to quality microfinance services that address their needs, Lead Foundation saw in Heya Fawry a great opportunity that will suit the needs of ambitious female micro entrepreneurs who work from home or manage a shop.” added Sandy Salama, Marketing and Communications Manager at Lead Foundation.
The first phase of the initiative built upon synergies between four “Core Partners”, Fawry, AWEF, AXA Insurance who offered medical and life insurance services free of charge for 3 years, as well as Unilever, who trained Heya Fawry agents to become successful retailers of well-known home care, beauty and food brands.
To date, the initiative successfully provided more than 300 job opportunities for female agents who allowed thousands of unbanked consumers, predominantly female, to conduct approximately 300 thousand e-payment transactions (of a total value worth EGP 10 million). The initiative offered support to Egyptian women in the poorest areas in Cairo, Giza, Assiut, Fayoum and Minya, by financing the initial capital needed to become an Fawry agent and raising their capabilities as micro-entrepreneurs. The initiative not only seeks to enhance women’s digital and financial skills but also their ability to successfully manage projects, secure profits and expand their networks.
Ultimately, this initiative is in line with Egypt’s strategy and 2030 vision to aid small investors and traders and boost the plan of digital transformation and financial inclusion. Going forward, Heya Fawry partners also announced their plan to expand the scope of work available in order to include more women under the next Heya Fawry iteration.
Innovative partnerships needed to tackle climate related disasters
Drought Image (Supplied)
The devastating crisis in Madagascar sounds a stark warning of the need to take urgent action for Africa according to Ibrahima Cheikh Diong, Director General of the African Risk Capacity Group.
“Drought may well be the next pandemic after COVID-19 and there’s no vaccine to cure it.” If the words of Mami Mizutori, the UN Secretary General’s Special Representative for Disaster Risk Reduction don’t compel us to take immediate action, Africa will continue to bear the scars of barren wastelands caused by climate change-induced drought. Southern Africa, East Africa, the Horn of Africa and now Madagascar are just the start. The short-term solution to building resilience requires a multi-faceted approach involving both private and public sectors, says Diong.
“Our affiliate, ARC Ltd, which recently received a BBB+ Insurer Financial Strength rating from Fitch, works with governments, NGOs and funders to provide customised parametric insurance. This empowers African governments and NGOs to respond swiftly to natural disasters on the continent, but there’s a lot of work that needs to go into building distribution networks to ensure that we can reach as many people as possible. We need to build a coalition of the private and public sector,” Diong adds.
While governments are key in dealing with resilience to climate change, it’s the ability of the private sector to take action that will make all the difference, he says.
“Partnerships should extend beyond governments. The private sector is an essential partner for leveraging funding and experience demonstrates that private-sector entities are capable of rapidly taking up opportunities when and if these make sense from a business angle.”
There are several examples where a collaborative approach is already working well. Diong cites ARC Group’s partnerships with organisations such as the Start Network and World Food Programme (WFP), and funders such as the German Development Bank, UK Foreign, Commonwealth & Development Office and African Development Bank which are working to provide that resilience for African countries.
Shifting the disaster risk architecture
Emily Jones, as Climate and Disaster Risk Financing Advisor for WFP, highlights the challenges of convincing authorities to be more proactive than reactive when preventing human suffering and hardship when events like drought occur.
“Unfortunately, no one person or organisation can make the necessary shift alone. Change starts with building resilience and insurance plays a significant role in that, particularly in climate change,” says Jones.
Governments pay a premium every year and receive their agreed-upon pay-out if and when a predicted disaster occurs. “This money can then be used to help those people affected, with the remainder of the pay-out going towards covering other consequences that might not have been expected, such as conflict or a loss of progress in terms of important local development projects,” she says.
“Humanitarians are working on highlighting the need to predict crises and act before they manifest in an effort to avoid human suffering. After all, why wait if you don’t have to?”
Jones speaks about how most authorities in African countries perceive insurance as a gamble when it should rather be seen as a risk management tool. Unfortunately, many simply don’t have the necessary tools available to plan, which is where ARC comes in.
“It’s amazing that ARC Limited is offering this type of insurance. However, insurance is really only cost-effective for catastrophic events that happen infrequently – perhaps once every 10 years – and if the governments that they’re selling the insurance to don’t have other solutions, they’re going to be taking out insurance that’s less than optimal,” Jones explains.
“So, something that WFP, ARC, and the African Development Bank wants to work on in the coming years is a risk-layering approach. This would involve introducing other tools for coping with those medium-scale events so that we can optimise ARC and hopefully offer better products, as well as ensure improved buy-in, a greater understanding of the products’ importance, and a track record of success,” she adds.
Responding swiftly to natural disasters
Since ARC Limited was established in 2014, the company has paid out $65-million in drought-relief efforts to seven different countries.
“In particular, the collaboration between the African Development Bank and ARC shows how coming together makes a major difference. In 2020, the ARC drought-relief pay-outs to Zimbabwe, Madagascar and Côte d’Ivoire totalled $6-million,” says Diong.
Madagascar received a payment of over $2,1-million, which was allocated to food assistance for 15,000 households, nutritional support to 2,000 children and 1,000 pregnant and breastfeeding women, and water supplies to over 84,000 households.
Reaching the most vulnerable, however, is difficult, adds Malvern Chirume, Chief Underwriting Officer ARC Limited. “One of the big challenges is access to the final customer, bearing in mind that most of our beneficiaries of the programmes are small- to medium-scale farmers and therefore it’s not cost-effective to access them one at a time.”
With climate change, we can expect extreme weather events to hit harder and more frequently in coming years. In a 1.5 degree warmer world, there is no doubt that drought will be a more regular event.
The GAR Special Report on Drought 2021 launched earlier this year is a call to action: we must act now if we are to meet the goals of the Sendai Framework for Disaster Risk Reduction, the 2030 Agenda for Sustainable Development, and create a safer, more resilient, risk-proofed future for all.
“Drought is not something that hits us suddenly, nor something that we can quarantine our way out of. Drought manifests over months, years, sometimes decades, and the results are felt just as long. Drought exhibits and exacerbates the social and economic inequalities that are deep-rooted within our systems and hits the most vulnerable the hardest,” says Chirume.
“While we may not be able to prevent it, we can certainly be prepared to deal with its impact by building resilience and providing swift support to those who are left vulnerable.”
Shifting Africa’s climate change disaster risk architecture before COP26 and beyond
All eyes are on the existential crisis posed by climate change as the United Nations Framework Convention on Climate Change (UNFCCC COP26) approaches, with many warning that lessons for dealing with climate change threats must be learned from how Africa has handled the current COVID crisis.
Resilience in Africa to these climate change impacts can only be built with the assistance of developed countries and these have a vested long-term interest in providing this support, says Ange Chitate, COO African Risk Capacity Limited.
“Beyond COVID, the most critical risk to Africa is the availability of water, which is directly linked to climate change. The continent is extremely vulnerable to and bears the brunt of drought, flooding, cyclones and other climate change-led weather events, even though it has actually had very little impact on carbon emission,” says Chitate.
This is particularly serious for a continent like Africa which depends so heavily on agriculture for its economy and employment.
“When one considers that agriculture sustains two thirds of Africa’s employment and that more than 80% of agriculture in Africa is conducted by small- to medium-scale farmers who are at the mercy of climate change events completely out of their control, COP26 talks have to deliver practical and meaningful support from developed countries to help ensure a high level of preparedness in the developing world for what is being touted as the next pandemic,” Chitate adds.
It is a view shared by South Africa Forestry, Fisheries and Environment Minister Barbara Creecy, who says if COP26 is to be successful, developing countries need support from developed countries in the form of finance, technology and capacity building.
South Africa’s suggested global goal on adaptation sees focus being placed on “the most vulnerable people and communities; their health and well-being; food and water security; infrastructure and the built environment; and ecosystems and ecosystem services, particularly in Africa, Small Island states and Least Developed Countries”.
Minister Creecy also calls on developed countries to ensure access to long-term, predictable and affordable finance for developing communities.
Building Africa climate change resilience through natural disaster insurance relief
“There’s a responsibility for G7 countries to support Africa in managing the impact of climate change by, for example, providing sovereigns with parametric insurance premium finance to help them respond swiftly and decisively to crises fueled by climate change on the continent,” says Delphine Traoré, ARC Limited Non-Executive Director.
Established in 2014, ARC Limited provides natural disaster insurance relief to African countries which have joined the sovereign risk pool.
Along with its partners, which provide premium support, the insurer has already paid over US$65m to seven countries to provide drought relief and address the economic concerns these countries’ most vulnerable citizens face.
Governments then make payments to the most vulnerable households in drought-stricken or other climate-affected areas so the most vulnerable communities can supplement their food budgets if reduced harvest tends to push up food prices.
“Our role is explaining to African governments the importance of having this type of insurance and accounting for food security and disaster risk in their budgetary work process.
“There’s been a lot of work done by ARC Limited with the support of the African Development Bank and other financial institutions to see how we can support these countries with a super replica programme. We need to do more still to find a sustainable way to do premium financing for countries that are not able to afford it but that are quite impacted by climate change impacts,” says Traoré.
Most recently, ARC Limited paid out US$2.1m to the Madagascar Government to meet the food security needs of over 600,000 people affected by the devastating drought.
ARC Limited’s role as a parametric insurer is critically important in building resilience and ensuring a country is able to bounce back swiftly after a natural disaster. “We monitor the rainfall of countries in the risk pool and sovereign insurance pay outs are triggered when the system reveals that there hasn’t been enough rain, before droughts get to a crisis stage, farmers are left with nothing and people are starving,” explains Chitate.
The programme further helps countries build capacity to manage climate-related risks. In this way it attempts to shift the disaster risk management architecture to be proactive, not reactive, says Chitate.
“We see a tangential benefit of this type of programme being the increasing sophistication of countries to better understand risk. The current COVID pandemic is a good example of this.
“When dealing with risk mitigation and management, one needs to examine the reason why governments don’t act. On the insurance side, one of the issues to address is around premium affordability because it’s quite expensive to insure against natural disasters and payment of premium competes against other national priorities,” explains Chitate.
Sovereigns which participate in the ARC programme must also develop a contingency plan which sets out at a very high level how the government would spend any insurance pay out they receive from ARC.
“Through this plan, we ensure the funds get to the intended beneficiaries. Having a plan increases dramatically the speed of execution because at a point the government received the funding, it already has a plan on how to disburse this,” she says.
With US$100 million in its kitty, ARC says it probably has the largest balance sheet dedicated to climate risks in Africa.
Black Philanthropy Month 2021: An Interview With Dr. Jackie Copeland, Founder of Black Philanthropy Month and The WISE Fund
A social and environmental justice leader, Dr. Jackie Bouvier Copeland is Founder and President/CEO of Black Philanthropy Month, and The Women Invested to Save Earth (WISE) Fund, an innovation enterprise, supporting grassroots Black and Indigenous women climate change innovators in Africa, Australia, Brazil, the Caribbean, India and the USA. In this interview with Alaba Ayinuola, Dr. Jackie speaks on her career-path into philanthropy, her organisations; Black Philanthropy Month and The WISE Fund. Excerpts.
Alaba: Dr. Jackie, could you briefly tell us about yourself, career-path and philanthropy journey?
Dr. Jackie: I am a humanist, Pan-Africanist, and woman of faith, believing in philanthropy as not just about money, but an expression of love for humanity united for justice against all the odds, including the capacity of Black people to create a better future for their communities and the world. These values have evolved from my upbringing as an African-American from Philadelphia with parents from the South with proud Gullah-GeeChee heritage. These early experiences of giving over the years have coalesced into a life purpose to heal people, society, and the Earth. My vision is a world where all people have the resources (confidence, tenacity, mentorship, sponsorship, education, funding, etc.) to save the planet.
I started this journey with my studies as a cultural anthropologist and urban designer, working in the 1980s on community development projects in Africa, the US, and then worldwide, and earning my various credentials. I continued working as a foundation, bank, fundraising executive, investor, evaluator, professor, and board member, always with a focus on social and environmental justice, including Africa and the global Black Diaspora.
When I did not see vehicles to express and live my purpose, I created them, which is how I became a serial founder. One pivotal initiative was founding the Pan-African Women’s Philanthropy Network, now called Reunity, in 2001 with a diverse coalition of Black women innovators with global ties in Minneapolis. I thought that together we could build a global economy of giving and mutual support. Their example inspired me to create Black Philanthropy Month and its summit series in 2011, celebrating the UN’s International Year for People of African Descent. They organized the first summit with me. Without them there would be no Black Philanthropy Month. I honor them and the more recent leaders, who have help expand Black Philanthropy Month further, making it a global movement.
Reunity was founded 20 years but movements need to change with the times to remain meaningful, In 2020, concerned about the quadruple threat of the Covid-19 health and economic crisis, racial injustice, extreme wealth inequality, and climate change, I created The Women Invested to Save Earth Fund (The WISE Fund) to support diverse climate change innovators with affordable, accessible, quality environmental solutions that could benefit the communities hit hardest by climate change worldwide.
I also wrote a position paper for our partners detailing a enhanced BPM Summit design that would bring together Black funders across philanthropy and business worldwide to answer the question: How can we amass the financial and other resources that will be necessary to rebuild from the pandemics of Covid and anti-Black racism worldwide? Fortunately, partners agreed to move forward with a greater focus on donor and investor funding equity, bringing BPM squarely into a new era of economic and racial justice for these new times.
Alaba: You founded the Black Philanthropy Month (BPM) in 2011. What does it mean to you and the inspiration behind it?
Dr. Jackie: Inspired by Reunity’s ingenious blending of traditional African financing mechanisms with American funding structures, I founded Black Philanthropy Month in 2011 to celebrate the UN’s International Year and then Decade for People of African Descent by highlight Black-led giving as a central part of our global culture and resource for positive, equitable social change and economic justice.
In 2013 and 2014, other key leaders joined us, most notably co-architects, Valaida Fullwood, Creator of The Soul of Philanthropy; Tracey Webb, Founder of Black Benefactors; and Kula Addy, now The WISE Fund’s global programs and operations manager. Although we already had been long-time colleagues supporting each others’ efforts, last year, Thelma Ekiyor, founder of Afrigrants Foundation, officially joined as the BPM Africa Host and Chairperson, solidifying our longstanding African roots. Together, supported by a network of other global chairs, planning and funding equity committees, we have combined networks and talents to build the movement across at least 60 countries, this year highlight Black funding issues and equity in Brazil, the Caribbean, and Canada too (click here for a full list of chairs, partners, sponsors, and co-architects).
Alaba: Kindly share this journey of a decade, challenges and achievements?
Dr. Jackie: Black Philanthropy Month (register at BPM 2021) has continuously expanded the community and is now a global movement celebrating our homegrown giving, while advancing funding equity for Afro-descendant communities across the globe. In large part, it is about reminding ourselves of the power of community giving together as we have done throughout Black history’s funding and leadership of our various liberation movements from abolition to civil rights, independence, anti-apartheid and other movements that have moved us along what Dr. King called the long, universal arc of justice.
But 2020 has taught us that our and allied philanthropy are not enough. There is a $40 trillion global social finance industry. And it is time for philanthropy, venture, and impact investing to start judging Black communities by the content of our character and capacity, just as it does with other communities. The post-Covid recovery will require a massive investment of capital or funding, or our communities will regress.
Recognizing this need, last year Black Philanthropy Month revived the action summit series I founded in 2011 to create a Global Black Funding Equity Principles and a Pledge.
Among our greatest challenges as still a largely volunteer-driven movement is to:
1) generate the capital needed to sustain and further develop our growing movement;
2) devise tools to measure and track funding equity;
3) develop our movement’s organizational capacity in a fast-changing world where new models and skills are required for long-lasting impact;
4) expand recognition of every August as Black Philanthropy Month by more governments and multilateral organizations throughout the US and world, including the African Union; and
5) strengthen the movement’s leadership capacity, as many Black leaders worldwide are overstretched and overwhelmed, especially during Covid.
One way we are trying to build leadership and wellness is through Reunity, our women’s network founded 20 years ago, which will be closing out our BPM series again this year with its Being Well, While Doing Good Summit. Reunity will add to our global funding equity strategy, celebrate Black women leaders’ unique contributions, and revive community and wellness. Scheduled for August 31st, Reunity’s BPM Summit is on August 31st. Register at bit.ly/Reunitysummit2021.
Alaba: How does your organisation measure its impact?
Dr. Jackie: Black Philanthropy Month is a movement comprised of multiple organizations convened with The WISE Fund support as a backbone organization or administrative hub. Our four key impact criteria are longevity, diversity, engagement, and advancing funding equity. From inception, BPM has steadily improved along all these dimensions, using the power of social media and other technologies as national and global community building, and organizing tools along with the support of Black leaders from all walks of life following their networks throughout the US, to Africa and its global Diaspora. It has been difficult, but with the contributions of many leaders, we are still here after 10 years for BPM and 20 years for Reunity, its precursor. So, we proved that we have relevance and staying power.
We have engaged at least 18 million people in 60 countries. The United Nations has recognized BPM twice as an important celebration of global Black culture and innovation, as have 30 governmental bodies that have declared every August Black Philanthropy Month, prompting local philanthropy, civic improvement, and other funding bodies to celebrate the Month with various initiatives that increasingly continue year-round, increasing the movement’s visibility and engagement. The most obvious indicator of our impact is our tenacity and growth. Now we are holding ourselves accountable for enhancing the capacity for our global community to spotlight and advance donor and investor funding equity as a racial and economic justice issue, including Africa and its Diaspora from the Americas and every corner of the globe.
Alaba: The theme for this year’s BPM celebration is “TENacity: Making Equity Real.“ What is the significance of the theme, and how do you see people responding to it?
Dr. Jackie: We spent a lot of time crafting this theme together. “TENacity” has a double meaning referring both to our 10th BPM Anniversary but also reminds our movement of Black people’s resilient capacity to weather the compounding crises of the times to create an even stronger community together. “Making Equity Real” reminds us that celebrating our resilience is needed but insufficient. We have an ongoing responsibility to move to proactive, concerted social action together to create a more just future. Black Philanthropy Month builds our resolve and capacity to make a true difference as a global community everywhere.
Alaba: This year, BPM will be celebrated in other regions e.g., Africa, Canada, Brazil. etc. What should we expect?
Dr. Jackie: Black Philanthropy Month has always been celebrated across the world—60 countries to date, doubling from the 30 countries in the very first celebration in 2011, because its co-organizers were global from the very beginning of Reunity 20 years ago. However, most of the celebrations were organized independently by individuals and organizations within various countries. What is different now is that whole countries and continents are organizing coordinated Black Philanthropy Month celebratory, action Summits in collaboration with our Architects steering committee and other volunteers. This started with Africa in 2020 when Afrigrants became the BPM Africa host, organizing the first ever BPM Africa Summit, featuring leaders across the continent.
Global engagement continued with our convening of a Funding Equity Committee, including several African and Black Diaspora representatives. Also, Reunity continues, now as a BPM partner, further deepening global engagement, including African Americans and others from the US, while uplifting the often less visible role of Black women funders and innovators. This year other global regions reached out to ask how they could join us to organize BPM 2021 in their countries, including Brazil, the Caribbean, and Canada. We look forward to continuing global expansion of the movement, celebrating, and advancing our giving while promoting funding equity overall by donors and investors of all backgrounds.
Alaba: In your words, how would you define philanthropy?
Dr. Jackie: “Philanthropy” is a term used to describe giving in the West, among wealthy individuals, professionals and scholars working in the industry. But giving flows through many community-based and other voluntary organizations and groups of more modest means, including, for example, sororities and fraternities, religious institutions, hometown associations, small businesses, guilds and other professional associations, rotating savings and credit institutions, giving circles to name just a few.
Philanthropy is just one type of private capital used to improve society and develop communities and is primarily donated to qualified nonprofit or nongovernmental organizations, although institutions such as foundations, also can fund cause-related businesses organized for societal or environmental impact instead of profit. Two other primary forms of private capital are investments in businesses that also can benefit the public instead of just private individuals for profit: venture capital funding and impact investing. All these types of giving are now part of a growing funding field, sometimes called the “social finance sector,” estimated to be a $40 trillion US global sector. Black people contribute mightily to the world’s economy and giving. Now we need fairer access to dominant funding to rebuild our communities, still inhibited by legacies of anti-Black racism and colonialism.
Alaba: What changes have you seen in philanthropy in the last 10 years and your expectations for the next decade?
Dr. Jackie: Here are a few distinctive characteristics of Black giving and trends over the past 10 years.
Black giving is organized through diverse organizations. Nigerian and Caribbean esusus or susus; Black Brazilian quilombos; African-American churches; South African funeral associations; Kenyan harambees; Jamaican hometown associations, and much more were all equally worthy Black or Afrodescendant philanthropy institutions that are a basis of civil society equivalent to foundations and other more dominant funding institutions.
Giving is not just about money. It is about the love of humanity and the power of community to create a more just society, supported with time, talent, treasure, voice, and other means.
Giving is a tie that binds the immense diversity of Black people. There is enormous ethnic diversity and other diversity among the approximately 1.5 billion people on the planet that many would describe as “Black” or “Afro-descendant.” But a strong spirit of mutual support through giving is a common cultural feature of most Black communities, although there are contemporary forces trending towards the deep hierarchy, individualism, and paternalistic models of dominant Western philanthropy models now being critiqued by more participatory, “trust-based” giving approaches.
Giving can transform hope to justice. As a basis of identity, Black giving is also seen as a form of energy that sustains hope, helping us replant and remake our culture across eons and tragedy for justice and future generations.
Alaba: How do you see the role of women in philanthropy as a positive force for good?
Dr. Jackie: Women are the key, because traditionally, they have taken on primary responsibility for community improvement, although their efforts often go unrecognized in the annals of history. Both women and men have led Black Philanthropy Month as a movement to uplift all genders. Today our co-architects, who help with strategy and inclusion especially throughout the US are women. Reunity, BPM’s precursor and women’s network, continues to uplift and build women’s leadership especially given the unique challenges we face leading our communities and broader society in the face of racism and sexism. As all the research shows, societies that empower women’s human rights and leadership are more vibrant and healthier. Black Philanthropy Month and Reunity actively include women to advance all Black communities.
Alaba: What advice would you give to black people who want to become philanthropists, or give back to the community but do not know how?
Dr. Jackie: Remember that the basic requirement to be a good philanthropist is to have compassion and empathy for other people. You do not need to be wealthy or prominent. Most of the people reading this article are likely already giving to their school, alma mater, church, community clinics, or some other cause. If you are, then you are a philanthropist. The question is how to make your giving more impactful to make a difference on the issues about which you care most. Here are a few tips;
- Steward your resources to make your community and environment better, which will strengthen the people and natural resources upon which all markets, and future generations, depend.
- Commit to sharing resources and opportunities with others, often called “paying it forward,” a mindset fundamental to a life of giving for a better society that you can teach your children and grandchildren.
- Define the legacy you would like to leave your primary community or the world.
- Identify a cause and reliable institutions through which you can give to advance your legacy.
- Use Black Philanthropy Month every August to self-assess your giving journey and adjust it as necessary for more meaning and impact.
As we struggle against the continuing scourge of racism, a little Love of Humanity, including Black People, can go a long way to create a better world for all.
Happy Black Philanthropy Month! Be sure to join us tomorrow and all-year-round! We are the change and have the power to create a better future from crisis.